Personal Banking at Fordyce Bank & Trust
Investment Checking
The convenience of a checking account with the return of an investment.
Starting with unlimited check-writing and unlimited deposits, Investment Checking is the perfect account for busy people.
Additional
benefits you get with Investment Checking:
- Your monthly statement lists checks in numerical order and deposits by the date they were credited to your account.
- Free Direct Deposit.
- Solutions ATM Check Card allows you to use your Investment Checking account without writing checks when shopping with participating MasterCard merchants worldwide, or as an ATM Card.
- The account is free when you maintain a $1,000 minimum daily balance. A service charge of $8.50 plus .20 cents per check is charged if the minimum daily balance falls below $1,000 during a statement cycle.
- Account is FDIC-insured.
Solutions ATM Check Card
Twenty-four-hour convenience. No monthly fee.
The Solutions ATM Check Card* works like a check anywhere you see the MasterCard logo. We have four convenient locations to serve you.
Fordyce Bank & Trust - Upton
Drive Branch
Rison Financial Center Rison
White Hall Financial Center
Watson Chapel Financial Center |
DebitFacts.org is an online resource for managing your money through the debit card payment method. [More...] |
*Upon application approval.
Overdraft Courtesy
Bounce Safe Overdraft Courtesy™
Add a measure of safety to your personal checking account.
With Bounce Safe Overdraft Courtesy, no applications or additional signatures are required. This service is simply a way for us to offer you a higher level of satisfaction by helping protect your account and reputation when an inadvertent overdraft occurs.
We will charge a $27 overdraft fee per transaction that is paid into an overdraft status under our Bounce Safe Overdraft Courtesy Program. This fee may be imposed on transactions related to written checks, ACH transactions, recurring debit transactions, electronic funds transfers, unpaid return of items deposited, imposition of bank service charges, or other payment or withdrawal requests for more than is on deposit in the account. ATM and everyday debit card transactions will only be included if you "opt-in" by contacting us at (870) 352-3107. Otherwise, ATM and everyday debit card transactions will not be paid under our Bounce Safe Overdraft Courtesy Program. Upon using our Overdraft Courtesy, you must bring your account current within thirty (30) days to remain eligible for the program.
Benefits include:
- Protection against merchant returned-check charges.
- Saves you collection agency fees.
- Saves you the embarrassment of checks returned due to insufficient funds.
- Protects your good credit rating.
Safe Deposit Boxes
Peace of mind in guarding your valuables.
Our safe deposit boxes offer you safe storage of your important documents and valuables at a reasonable cost. Boxes are available in Fordyce, Rison, White Hall and Watson Chapel in various sizes with annual rental contracts.
For sizes and fees, contact:
(870) 352-3107
Fordyce Bank & Trust Company
Equal Housing Lender