CD's & IRA's at Fordyce Bank & Trust
Solutions Savings
Solutions for those unexpected expenditures.
Looking for protection from the unexpected? Regular savings in a Solutions Savings Account can alleviate panic when emergencies arise and can also help you plan for those expected large expenditures. Solutions Savings offers you a market rate of return on your money with the ability to withdraw in-person and at ATM’s and transfer via telephone or online banking to your checking account.
Edie the Estimator
EDIE the Estimator can calculate your FDIC insurance coverage for each FDIC-insured bank where you have deposit accounts. EDIE lets you know in a printable report whether your deposits are within or exceed coverage limits.
[Click Here to Visit
the FDIC Website]
Solutions Savings advantages:
- Quarterly statement detailing withdrawals and deposits.
- Free Direct Deposit.
- Solutions ATM Check Card* allows you to withdraw money at a network ATM. ($3 service charge applies.)
- Three free non-ATM withdrawals per quarter. (A $3 fee is charged for each withdrawal thereafter.)
- Account is FDIC-insured.
*Upon application approval.
For current interest rates, call
(870) 352-3107
Fordyce Bank & Trust Company
Certificates of Deposit
Safe, versatile investments.
If you’re looking for a reliable investment that pays the market rate of return, certificates of deposit may be your perfect choice. Many terms are available with interest paid by check, through capitalization or by deposit into your checking or savings account.
Call (870) 352-3107 and find out the current annual percentage yield for
3-month certificates •
6-month certificates •
9-month certificates
12-month certificates •
18-month certificates •
24-month certificates
36-month certificates •
48-month certificates •
60-month certificates
Be sure to ask about any special offers available.
Substantial penalties can apply for early withdrawal.
Individual Retirement Accounts
Enjoy your retirement. Plan ahead.
A comfortable retirement is a goal for all of us, and saving for it with current income tax deductions is easy with an Individual Retirement Account (IRA). Many types of IRA investments are available, from long-term Certificates of Deposit with a fixed rate to variable-rate 18-month accounts you can deposit into any time. You can open your IRA with a minimum balance of just $10.
Ask your tax specialist if you’re eligible for an IRA, then contact us for annual percentage yields on current IRA products.
Platinum Plus Savings
Maintain a bigger balance, earn more interest. It’s simple.
When you want to squeeze as much interest as possible out of your savings, the Platinum Plus savings account makes it easy. The higher your account balance, the more interest you earn with rate increases at balances of $2,500, $10,000, $25,000 and $50,000.
Platinum Plus benefits include:
- Monthly statement that lists checks in numerical order and deposits by the date they were credited to your account.
- Free Direct Deposit.
- No fee for up to 20 deposits per month. Marginal fee of .25 cents per individual item deposited thereafter.
- No fee for up to six transactions per month, three of which can be third-party checks. Each transaction beyond the six will incur a $5 fee, and the account will be subject to closure.
Platinum Plus is an ideal savings account for those who expect to maintain at least a $2,500 minimum daily balance. Note that if the balance falls below $2,500 during a statement cycle, the account will incur a service charge of $8.50.
Contact a customer service representative at (870) 352-3107.
Equal Housing Lender